What credit card to choose...

Credit cards... almost everyone has one because of the convenience it gives. I still don't have one. Simply because I don't know what to choose. There are so may to choose from. And also, it depends on ones credit, on what kind of credit card one can apply.

If you are a newbie like me before, where you don't know why you are not entertained, then it's going to be hard. And most likely, you'd just trash the idea of applying for one. But if you would only check things up on the basics and the guide on what and how to apply for credit cards, then everything's going to be easy. And you'll prevent the hassle of asking everything about credit cards and the how-it-works stuff.

I really want to get one. But I'm also thinking of the annual fee. As of now, I see credit card as for emergency money. Well, I can also have a good use on credit cards for shopping. But there are times that I would not be able to always use credit card. I'm a busy person. I might not always be on shopping. Good thing there are companies who are offering no annual fee credit card. I'm actually looking for one.

So everything's on the credit card. I get to pay things not bringing too much cash. I get to buy things on an advance basis. All the perks are in it. And there are credit cards that I can get with no annual fee. Perfect!

What credit card to choose...