Credit History for Credit Card | BERRY BLOG | ON LIFE AND MONEY MAKING

Monday, May 5, 2008

Credit History for Credit Card

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Applying for a credit card is sometimes "hard" for some people. Well, I am one of those people. I got to answer a lot of questions on the credit card application form, make me check what I have, and then later on I'll be put to the do-you-have-this questions kind of thing.

Then after the evaluation, I failed the credit card application and just did not know why I failed. I don't have debts and I know I have good credit standing. But what is the problem?

I am actually applying to "good" credit cards. I mean, credit cards with the perks and stuff. So it would be really nice if I will get secured credit card deals. It is really different if I will get a credit card for people with bad credit.

I really don't think I have bad credit. Okay, I'm not sure if I have good credit. Maybe I'm on the middle and nearer the a-little-bad credit. Let's just say neutral or no credit at all.

I heard there are credit reports for people like me. Those are reports not only for those with bad credit, but also for those with no credit. A free credit report online would be a great start. I really prefer going online. First, you don't need to go anywhere, just here on my chair checking my credit report. Second, you'll know your credit standing. I just wonder how my credit is. But if I really have a bad credit, then
a credit card for people with bad credit is for me.

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